Can I Afford It?” Purchase Stress Tester

SharingChores™ Smart Decision Tool

“Can I Afford It?” Purchase Stress Tester

Test a purchase against your budget, emergency savings, debt, work time, and household stress before you commit.

Purchase type

Purchase name

Total purchase price

Down payment

Sales tax and fees

Payment method

Loan term in months

Annual interest rate

Ongoing monthly cost

Estimated resale value later

Monthly take-home income

Current monthly expenses

Current monthly debt payments

Current emergency savings

Recommended emergency-fund target

Current monthly savings

Your hourly take-home value

Current financial stress

Will this purchase save or cost household time?

Estimated hours saved or added each month

How necessary is the purchase?

How soon do you need it?